Our Vision
To be Nigeria's leading catalyst for financial inclusion and economic empowerment, through innovative, inclusive, and responsible credit solutions.
Our Mission
At Prospera Credit, our mission is to drive financial inclusion, empower entrepreneurs, alleviate poverty, and promote responsible lending by delivering innovative, affordable, and accessible credit solutions, tailored to underserved communities, and women entrepreneurs.
Our Purpose
Driving inclusive growth and economic empowerment across Nigeria.
Our Impact
We measure our success by the positive, lasting impact we create in the communities we serve.
Who We Are
Prospera Credit is a forward-thinking lending company based in Nigeria, dedicated to driving financial inclusion and economic empowerment.
We specialize in providing accessible and affordable credit solutions to low-income individuals, rural communities, micro and small enterprises (MSMEs), and women-led businesses.
Micro, small and medium loans
Women-focused enterprise lending
Rural credit outreach programs
Business development support
Our Core Values
The principles that guide everything we do at Prospera Credit
Inclusion
We champion access to credit facilities for all businesses, especially the underserved.
Empowerment
We empower individuals and businesses to achieve financial independence and growth.
Innovation
We leverage technology and creativity to design solutions that meet unique community needs.
Integrity
We are committed to transparency, fairness, and responsible lending practices.
Impact
We measure our success by the positive, lasting impact we create in the communities we serve.
Calculate Your Loan
Use our loan calculator to find the right financing option for your business needs
Loan Calculator
Calculate your potential loan repayments and find the plan that works for you.
Why Choose Prospera Credit?
Quick Disbursement
Receive your loan in one business day after document submission
Minimal Requirements
Just a verifiable business and valid identification
Flexible Repayment
Choose weekly or monthly repayment schedules
No Hidden Fees
Transparent fee structure with no surprise charges
Early Repayment Option
Pay off your loan faster with no penalties